Emergency Vehicles

Supplemental Plans

Hospital Indemnity Plans

Indemnity Plans: A Great Way to Address Gap Costs

Chances are your health insurance plan leaves you with out-of-pocket expenses.  Whether you are covered by individual health insurance, group medical insurance or Medicare, co-pays and deductibles are a reality. 

 

Hospital Indemnity Insurance can provide gap coverage to help offset these expenses. This type of insurance can pay you a daily benefit. The money can be used to help with hospital co-pays or it can be used to help with incidental expenses not covered by your medical insurance.

Some policies may pay you additional benefits beyond inpatient hospital stays such as:

  • Ambulance Trips 

  • Skilled Nursing Facility Visits

  • Outpatient Surgery

  • Durable Medical Equipment (DME)

  • And more ancillary benefits

Critical Illness Insurance

How Critical Illness Insurance Coverage Can Work For You

Are you financially prepared for a Critical Illness? Unfortunately most are not. Too many people discover that after a critical illness diagnosis their primary health insurance is inadequate, resulting in a large financial burden directly on yours shoulders.

The main objective of Critical Illness insurance is to reduce financial stress. These policies pay cash benefits upon the diagnoses of a covered condition. This money can be used for anything. Whether it’s to pay for out-of-network medical costs, experimental treatment not covered by conventional health insurance or to pay your mortgage - you decide how to use the money, not the insurance company.

Beyond the most commonly occurring critical illness such as Cancer, Heart Attack and Strokes, today’s typical plans cover a broad range of critical illnesses such as:

  • Alzheimer’s Disease

  • Heart Attack

  • Kidney Failure

  • Blindness

  • Coma

  • Paralysis

  • Parkinson’s Disease

  • Cancer

  • Major Organ Transplant

  • Stroke

  • HIV/AIDs

  • Brain Tumor

  • Coronary Artery Bypass

We operate nationwide so no matter what state you are in, WE CAN HELP! 
Call us now for a quote 1-844-937-0303.

CONTACT US

FOLLOW US

  • Facebook Social Icon

EMAIL US

© 2023 by Affordable Insurance Team. Proudly created by JJC Marketing Solutions